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	<title>Visionary Realty News &#187; U.S. Housing Market</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
	<lastBuildDate>Sat, 24 Jul 2010 08:17:39 +0000</lastBuildDate>
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			<item>
		<title>A Week Full of Tax Credit Information</title>
		<link>http://www.visionaryrealtynews.com/2010/07/04/a-week-full-of-tax-credit-information/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/04/a-week-full-of-tax-credit-information/#comments</comments>
		<pubDate>Sun, 04 Jul 2010 13:00:16 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Homebuyer Tax Credit Deadline]]></category>
		<category><![CDATA[Homebuyer Tax Credit Extension]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=15691</guid>
		<description><![CDATA[Last week&#8217;s blog posts pretty much focused on the homebuyer tax credit&#8217;s closing deadline. We did our absolute best to deliver the latest news as it happened. Let&#8217;s review last week&#8217;s posts:
Saturday:
&#8220;GUEST POST: &#8216;All Right! The Deadline Has Been Extended!&#8216;&#8221;:
All right! The deadline has been extended to September 30! I work in mortgage banking and have been working [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Update3: Obama Extends Homebuyer Tax Credit Closing Deadline</title>
		<link>http://www.visionaryrealtynews.com/2010/07/02/update3-obama-extends-homebuyer-tax-credit-closing-deadline/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/02/update3-obama-extends-homebuyer-tax-credit-closing-deadline/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 17:00:36 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Homebuyer Tax Credit Deadline]]></category>
		<category><![CDATA[Homebuyer Tax Credit Extension]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=15131</guid>
		<description><![CDATA[UDATE3: President Obama signed a three-month extension of the homebuyer tax credit&#8217;s closing deadline this morning.
The president also signed into law the &#8220;National Flood Insurance Program Extension Act of 2010,&#8221; reports HousingWire.com.
Lawmakers weren&#8217;t able to agree on the extension of unemployment benefits before their July 4 recess; they&#8217;re expected to continue their debate when they [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homebuyer Tax Credit Influences More Than Just Sales</title>
		<link>http://www.visionaryrealtynews.com/2010/06/29/homebuyer-tax-credit-influences-more-than-just-sales/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/29/homebuyer-tax-credit-influences-more-than-just-sales/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 18:26:08 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Home Prices]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[Homebuyer Tax Credit Deadline]]></category>
		<category><![CDATA[Homebuyer Tax Credit Expiration]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=15011</guid>
		<description><![CDATA[With the pending expiration of the homebuyer tax credit about 36 hours away, we&#8217;re getting closer and closer to seeing what the true state of the housing and real estate markets will really look like when the credit is no longer in place.
**Poll: Do You Support the Extension of the Homebuyer Tax Credit&#8217;s  Closing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad News for Homebuyer Tax Credit’s Closing Extension</title>
		<link>http://www.visionaryrealtynews.com/2010/06/28/bad-news-for-homebuyer-tax-credit%e2%80%99s-closing-extension/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/28/bad-news-for-homebuyer-tax-credit%e2%80%99s-closing-extension/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 17:22:10 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Homebuyer Tax Credit Deadline]]></category>
		<category><![CDATA[Homebuyer Tax Credit Extension]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14901</guid>
		<description><![CDATA[Late last week the Senate failed to secure enough votes to push through a bill that would not only extend unemployment benefits, but would also extend the closing deadline for borrowers looking to take advantage of the homebuyer tax credit.
The way it stands now, this Wednesday (June 30) looks to be the official end of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates Fall to Record Lows, Old News?</title>
		<link>http://www.visionaryrealtynews.com/2010/06/28/mortgage-rates-fall-to-record-lows-old-news/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/28/mortgage-rates-fall-to-record-lows-old-news/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 15:00:11 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14861</guid>
		<description><![CDATA[If you were following us last week you would have read that mortgage rates once again fell to record lows. How low? We&#8217;re talking the lowest levels in 54 years. On Thursday of last week, the 30-year Conforming fixed rate rang in at 4.69%, a figure last seen in 1956.
&#8220;There was a time when ultra-low [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/28/mortgage-rates-fall-to-record-lows-old-news/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6/20/10 – 6/26/10: Our Week In Review</title>
		<link>http://www.visionaryrealtynews.com/2010/06/27/62010-%e2%80%93-62610-our-week-in-review/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/27/62010-%e2%80%93-62610-our-week-in-review/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 13:00:19 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14821</guid>
		<description><![CDATA[Friday
&#8220;Prisoners Cash In On the Homebuyer Tax Credit&#8220;:
According to the latest reports out this week, while the government has  been slow to convict tax credit fraudsters, they’ve apparently been  quite swift in granting existing prisoners — even many who are serving  life sentences — $8,000 each for the homebuyer tax credit!
Thursday

&#8220;Update1: Mortgage [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/27/62010-%e2%80%93-62610-our-week-in-review/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Different Were Things Back In 1956?</title>
		<link>http://www.visionaryrealtynews.com/2010/06/26/how-different-were-things-back-in-1956/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/26/how-different-were-things-back-in-1956/#comments</comments>
		<pubDate>Sat, 26 Jun 2010 13:00:50 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14651</guid>
		<description><![CDATA[This week was one for the record books, in the housing market that is. Mortgage rates fell to 54-year lows this week. Not since 1956 have market observers seen rates this low.
That said, on Thursday we mentioned that comparing mortgage rates from 1956 against 2010 isn&#8217;t exactly a fair comparison, even if they both range [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prisoners Cash In On the Homebuyer Tax Credit</title>
		<link>http://www.visionaryrealtynews.com/2010/06/25/prisoners-cash-in-on-the-homebuyer-tax-credit/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/25/prisoners-cash-in-on-the-homebuyer-tax-credit/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 16:39:04 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14681</guid>
		<description><![CDATA[At the beginning of the year, the fraud surrounding the homebuyer tax credit program attracted a  lot of national attention; the numbers and  circumstances connected to these schemes were quite astounding.
Scott Van Voorhis of the Boston Globe wrote that   $139 million was wasted on “homes that had not yet been purchased [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Strategic Default: No New Mortgage for 7 Years!</title>
		<link>http://www.visionaryrealtynews.com/2010/06/24/strategic-default-no-new-mortgage-for-7-years/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/24/strategic-default-no-new-mortgage-for-7-years/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 16:00:13 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14511</guid>
		<description><![CDATA[A while back one of our dedicated readers told me she couldn&#8217;t understand why the mortgage industry wasn&#8217;t doing more to persuade borrowers from strategically defaulting (when a borrowers who can afford their monthly payments defaults on purpose). As of yesterday, the biggest player in the American mortgage market took action.
Fannie Mae announced that they [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/24/strategic-default-no-new-mortgage-for-7-years/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HAMP: Borrower Neglect or Bank Incompetence?</title>
		<link>http://www.visionaryrealtynews.com/2010/06/23/hamp-borrower-neglect-or-bank-incompetence/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/23/hamp-borrower-neglect-or-bank-incompetence/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 14:55:57 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14421</guid>
		<description><![CDATA[Earlier this week the Home Affordable Modification Program (HAMP) received yet another black mark on its increasingly-poor record. Reports now say that more borrowers have dropped out of HAMP than have graduated to &#8220;permanent&#8221; successful loan mods. According to our friend Alan Zibel at the Associated Press (AP), 155,000 borrowers dropped out of HAMP in [...]]]></description>
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		<slash:comments>0</slash:comments>
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