<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Visionary Realty News &#187; Refinancing</title>
	<atom:link href="http://www.visionaryrealtynews.com/tag/refinancing/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
	<lastBuildDate>Sat, 24 Jul 2010 08:17:39 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Follow the Appraisal Insight Blog</title>
		<link>http://www.visionaryrealtynews.com/2010/06/28/follow-the-appraisal-insight-blog/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/28/follow-the-appraisal-insight-blog/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 20:27:31 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">9DCCD636-E3E6-4177-A1DE-04EDCDEBC501</guid>
		<description><![CDATA[Get the latest appraisal news and analysis.

Appraisal Foundation, Appraisal Institute In Dispute 

House Offer Includes Sunset of HVCC]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/28/follow-the-appraisal-insight-blog/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rate-lock dos and don&#8217;ts in #Realty</title>
		<link>http://www.visionaryrealtynews.com/2010/01/27/rate-lock-dos-and-donts-in-realty/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/27/rate-lock-dos-and-donts-in-realty/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 03:58:41 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20938</guid>
		<description><![CDATA[
Mortgage interest rates change as often as two to three times in one day. Securing the lowest rate possible is every borrower's goal. However, it's impossible to time the finance market, just as it's impossible to predict exactly when the housing market will peak or slide.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/01/27/rate-lock-dos-and-donts-in-realty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I&#8217;m refinancing about $160,000 remaining on a condo worth about $300,000 and discovered my mortgage holder wants$2,200 in closing costs.</title>
		<link>http://www.visionaryrealtynews.com/2010/01/24/im-refinancing-about-160000-remaining-on-a-condo-worth-about-300000-and-discovered-my-mortgage-holder-wants2200-in-closing-costs/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/24/im-refinancing-about-160000-remaining-on-a-condo-worth-about-300000-and-discovered-my-mortgage-holder-wants2200-in-closing-costs/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 23:36:27 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Closing cost]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Title search]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20817</guid>
		<description><![CDATA[
			
				
			
		




Image by Getty Images via Daylife



DEAR BENNY: I am shopping for a new mortgage (I will refinance about $160,000 remaining on a condo worth about $300,000) and discovered my mortgage holder wants about $2,200 in closing costs. I just financed with this bank three years ago and have stellar credit. There seems to be no [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/01/24/im-refinancing-about-160000-remaining-on-a-condo-worth-about-300000-and-discovered-my-mortgage-holder-wants2200-in-closing-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Asst Sec for Financial Institutions Michael S. Barr Written Testimony: Stabilizing the Housing Market before House Financial Srvcs Committee</title>
		<link>http://www.visionaryrealtynews.com/2009/09/12/asst-sec-for-financial-institutions-michael-s-barr-written-testimony-stabilizing-the-housing-market-before-house-financial-srvcs-committee/</link>
		<comments>http://www.visionaryrealtynews.com/2009/09/12/asst-sec-for-financial-institutions-michael-s-barr-written-testimony-stabilizing-the-housing-market-before-house-financial-srvcs-committee/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 21:00:42 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[House Financial Services Committee]]></category>
		<category><![CDATA[Housing and Economic Recovery Act of 2008]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[United States Department of the Treasury]]></category>
		<category><![CDATA[US]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=6578</guid>
		<description><![CDATA[
			
				
			
		
From Capitol Hill: Written Testimony before the House Financial Services Committee,  Subcommittee on Housing and Community Opportunity on September 9, 2009
Chairwoman Waters, Ranking Member Capito and members of the Committee, thank you for the opportunity to testify today about the Treasury Department&#8217;s comprehensive initiatives to stabilize the US housing market and support homeowners&#8230;




Image by [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/09/12/asst-sec-for-financial-institutions-michael-s-barr-written-testimony-stabilizing-the-housing-market-before-house-financial-srvcs-committee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why did you sign the divorce papers? Get your name off of that loan!</title>
		<link>http://www.visionaryrealtynews.com/2009/06/10/why-did-you-sign-the-divorce-papers-get-your-name-off-of-that-loan/</link>
		<comments>http://www.visionaryrealtynews.com/2009/06/10/why-did-you-sign-the-divorce-papers-get-your-name-off-of-that-loan/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 06:51:02 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit rating]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=746</guid>
		<description><![CDATA[
			
				
			
		




Image via Wikipedia



DEAR BENNY: I am recently divorced. We had two houses. In the divorce, I got one and he got one. We both signed quitclaim deeds to each other. However, I needed to refinance mine to pay off the bills I accumulated just to get my house back into livable shape. (It was a [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/06/10/why-did-you-sign-the-divorce-papers-get-your-name-off-of-that-loan/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Rising Mortgage Rates Could End Refi Boom &#8211; Get Qualfied</title>
		<link>http://www.visionaryrealtynews.com/2009/06/01/rising-mortgage-rates-could-end-refi-boom-get-qualfied/</link>
		<comments>http://www.visionaryrealtynews.com/2009/06/01/rising-mortgage-rates-could-end-refi-boom-get-qualfied/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 22:59:01 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Ben Bernanke]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Mark Zandi]]></category>
		<category><![CDATA[Mortgage-backed security]]></category>
		<category><![CDATA[RBS Greenwich Capital]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=1314</guid>
		<description><![CDATA[
			
				
			
		




Image via Wikipedia



Monday, June 1, 2009 10:10 AM
NEW YORK &#8211; Roger Wald recently discovered he would save $25,000 a year if he refinanced or sought a loan modification for his five-year mortgage at 4.75 percent.  Wald, an auto body repairman in Sarasota, Fla., could have gotten that rate last month.
But like many homeowners, he [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/06/01/rising-mortgage-rates-could-end-refi-boom-get-qualfied/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Divorceee pleads: Help me keep my home and free myself of the quitclaim deed.</title>
		<link>http://www.visionaryrealtynews.com/2009/05/29/divorceee-pleads-help-me-keep-my-home-and-free-myself-of-the-quitclaim-deed/</link>
		<comments>http://www.visionaryrealtynews.com/2009/05/29/divorceee-pleads-help-me-keep-my-home-and-free-myself-of-the-quitclaim-deed/#comments</comments>
		<pubDate>Fri, 29 May 2009 22:30:38 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=751</guid>
		<description><![CDATA[
			
				
			
		




Image by TheTruthAbout&#8230; via Flickr



DEAR BENNY: I am a recently divorced woman. After many years of marriage in the same residence, I was decreed full ownership of the family home. However, I had to secure a substantial loan on the home to give to my ex-husband in order for him to move out. Because of [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/05/29/divorceee-pleads-help-me-keep-my-home-and-free-myself-of-the-quitclaim-deed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Talk to a loan modification expert, save your home from Foreclosure</title>
		<link>http://www.visionaryrealtynews.com/2009/05/07/talk-to-a-loan-modification-expert-save-your-home-from-foreclosure/</link>
		<comments>http://www.visionaryrealtynews.com/2009/05/07/talk-to-a-loan-modification-expert-save-your-home-from-foreclosure/#comments</comments>
		<pubDate>Thu, 07 May 2009 05:44:59 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[loanmodification]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=886</guid>
		<description><![CDATA[
			
				
			
		




Image by Getty Images via Daylife



If you can&#8217;t beat them, then fight them with Foreclosure Fighter and modify your loan. They are one option worth exploring of the few I may point you to. The Home Foreclosure Fighter website is simple, informative, and user friendly.
Loan modification allows homeowners and lenders to change the terms of [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/05/07/talk-to-a-loan-modification-expert-save-your-home-from-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Break in The Clouds &#8211; The U.S. Realty Market</title>
		<link>http://www.visionaryrealtynews.com/2009/04/09/enter-the-realty-markets-perfect-storm/</link>
		<comments>http://www.visionaryrealtynews.com/2009/04/09/enter-the-realty-markets-perfect-storm/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 01:03:37 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Relocating to LA]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=492</guid>
		<description><![CDATA[
			
				
			
		
Quit buying the media&#8217;s sensationalistic bad news because there&#8217;s a break in the clouds for a limited time only. Anyone taking advantage of this fact will have bragging rights in their new homes at BBQs for years to come.
Here&#8217;s four reasons why to buy and even sell if you have to:

First, The real estate &#8220;bubble&#8221; [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/04/09/enter-the-realty-markets-perfect-storm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Reserve Surprises Financial Markets</title>
		<link>http://www.visionaryrealtynews.com/2009/03/18/federal-reserve-surprises-financial-markets/</link>
		<comments>http://www.visionaryrealtynews.com/2009/03/18/federal-reserve-surprises-financial-markets/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 02:01:31 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage-backed security]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[U.S. Treasury security]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.wordpress.com/?p=105</guid>
		<description><![CDATA[
			
				
			
		




Image via Wikipedia



Here we go again, with the talking heads on financial news misinterpreting the impact of the Fed&#8217;s actions on home loan rates.
Here&#8217;s the scoop. What the Fed just announced is huge – they have committed to buy another $750B in Mortgage Backed Securities, and $300B in Treasuries.
But what does this mean and why [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/03/18/federal-reserve-surprises-financial-markets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
