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	<title>Visionary Realty News &#187; Law</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
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		<title>Moves to Garnish Pay Rise as More Debtors Fall Behind on credit cards #cc</title>
		<link>http://www.visionaryrealtynews.com/2010/04/01/moves-to-garnish-pay-rise-as-more-debtors-fall-behind-on-credit-cards-cc/</link>
		<comments>http://www.visionaryrealtynews.com/2010/04/01/moves-to-garnish-pay-rise-as-more-debtors-fall-behind-on-credit-cards-cc/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 05:44:36 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Bank account]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Lawsuit]]></category>
		<category><![CDATA[Sidney Jones]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=23316</guid>
		<description><![CDATA[She was startled by what happened next. When she swiped her debit card at the grocery store, it was declined. It turned out Capital One Bank had taken $224.25 from her paycheck, a quarter of her wages for two weeks of work at a retail chain, and her bank account was overdrawn.]]></description>
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		<title>Can/will the bank that gave me the mortgage try to get at my other assets? #realestate</title>
		<link>http://www.visionaryrealtynews.com/2009/09/04/canwill-the-bank-that-gave-me-the-mortgage-try-to-get-at-my-other-assets-realestate/</link>
		<comments>http://www.visionaryrealtynews.com/2009/09/04/canwill-the-bank-that-gave-me-the-mortgage-try-to-get-at-my-other-assets-realestate/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 07:37:05 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Boston]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Mass]]></category>
		<category><![CDATA[National Consumer Law Center]]></category>
		<category><![CDATA[Real estate]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=5459</guid>
		<description><![CDATA[
			
				
			
		




Image by Amit Gupta via Flickr



DEAR BENNY: I am retired. About 18 months ago (before the economic crash), I bought a fixer-upper and renovated it, but have been unable to sell it. If I let the property go into foreclosure, can/will the bank that gave me the mortgage try to get at my other assets [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>The Basics of Making an Offer in #Realestate</title>
		<link>http://www.visionaryrealtynews.com/2009/08/20/the-basics-of-making-an-offer-in-realestate/</link>
		<comments>http://www.visionaryrealtynews.com/2009/08/20/the-basics-of-making-an-offer-in-realestate/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 09:22:18 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Selling]]></category>
		<category><![CDATA[Closing cost]]></category>
		<category><![CDATA[Contract]]></category>
		<category><![CDATA[Earnest payment]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Real estate transaction]]></category>
		<category><![CDATA[Sales]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=3612</guid>
		<description><![CDATA[
			
				
			
		
The Basics of Making an Offer
A written proposal is the foundation of a real estate transaction. Oral promises are not legally enforceable when it comes to the sale of real estate. Therefore, you need to enter into a written contract, which starts with your written proposal. This proposal not only specifies price, but also all [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Shhh, a quiet title action and adverse possession case study in #realestate</title>
		<link>http://www.visionaryrealtynews.com/2009/08/06/shhh-a-quiet-title-action-and-adverse-possession-case-study-in-realestate/</link>
		<comments>http://www.visionaryrealtynews.com/2009/08/06/shhh-a-quiet-title-action-and-adverse-possession-case-study-in-realestate/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 19:34:29 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Atlantic Yards]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[Eminent domain]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Lawsuit]]></category>
		<category><![CDATA[Lawyers and Law Firms]]></category>
		<category><![CDATA[Property Rights]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Services]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=740</guid>
		<description><![CDATA[
			
				
			
		




Image via Wikipedia



DEAR BENNY: I recently purchased a home and directly next to it is a piece of railroad property that separates it and two other properties. All properties have access to the streets. The railroad took the land by eminent domain many years ago, and the prior owners are now long gone. When I [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can I get his name off the house and put my name on&#8230; #realestate #divorce</title>
		<link>http://www.visionaryrealtynews.com/2009/07/25/how-can-i-get-his-name-off-the-house-and-put-my-name-on-realestate-divorce/</link>
		<comments>http://www.visionaryrealtynews.com/2009/07/25/how-can-i-get-his-name-off-the-house-and-put-my-name-on-realestate-divorce/#comments</comments>
		<pubDate>Sat, 25 Jul 2009 09:14:38 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Capital gain]]></category>
		<category><![CDATA[Capital gains tax]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax Negotiation and Representation]]></category>
		<category><![CDATA[Taxation]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=753</guid>
		<description><![CDATA[
			
				
			
		




Image via Wikipedia



DEAR BENNY: My husband and I own a rental property that is paid off. We have been talking about separating, and my husband has said that I can keep the house. How can I get his name off the house and put my name on, or should we just sell it? I would [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/07/25/how-can-i-get-his-name-off-the-house-and-put-my-name-on-realestate-divorce/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The value of the house on the date of death becomes the property&#039;s new tax basis</title>
		<link>http://www.visionaryrealtynews.com/2009/06/21/the-value-of-the-house-on-the-date-of-death-becomes-the-propertys-new-tax-basis/</link>
		<comments>http://www.visionaryrealtynews.com/2009/06/21/the-value-of-the-house-on-the-date-of-death-becomes-the-propertys-new-tax-basis/#comments</comments>
		<pubDate>Sun, 21 Jun 2009 08:59:09 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[Concurrent estate]]></category>
		<category><![CDATA[Death]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[Power of attorney]]></category>
		<category><![CDATA[Probate]]></category>
		<category><![CDATA[Washington  D.C.]]></category>
		<category><![CDATA[Will]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=630</guid>
		<description><![CDATA[
			
				
			
		
DEAR BENNY: My parents&#8217; house is paid off. The house is in my father&#8217;s name only; my mother has his power of attorney (and I have hers). My father is in a nursing home, recovering from a stroke, but we do not foresee him coming home (he&#8217;s 86); he&#8217;s wheelchair bound, and conversant, though with [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/06/21/the-value-of-the-house-on-the-date-of-death-becomes-the-propertys-new-tax-basis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foolish to buy property until your lawsuit is resolved&#8230;</title>
		<link>http://www.visionaryrealtynews.com/2009/06/13/foolish-to-buy-property-until-your-lawsuit-is-resolved/</link>
		<comments>http://www.visionaryrealtynews.com/2009/06/13/foolish-to-buy-property-until-your-lawsuit-is-resolved/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 06:39:52 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Contract]]></category>
		<category><![CDATA[Escrow]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Legal]]></category>
		<category><![CDATA[Lis pendens]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Septic tank]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=742</guid>
		<description><![CDATA[
			
				
			
		
DEAR BENNY: I have just found out that my neighbor&#8217;s septic tank leach line and leach pit is on my property. I was going to buy the property when it was recently up for sale, but I was not given the chance. I did file a lawsuit against the seller. The contract purchaser has not [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/06/13/foolish-to-buy-property-until-your-lawsuit-is-resolved/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&quot;unforeseen circumstances&quot; allow loophole for cap gains exemption?</title>
		<link>http://www.visionaryrealtynews.com/2009/05/29/unforeseen-circumstances-allow-loophole-for-cap-gains-exemption/</link>
		<comments>http://www.visionaryrealtynews.com/2009/05/29/unforeseen-circumstances-allow-loophole-for-cap-gains-exemption/#comments</comments>
		<pubDate>Fri, 29 May 2009 08:58:52 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Capital gains tax]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Internal Revenue Service]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Legal separation]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax return]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=734</guid>
		<description><![CDATA[
			
				
			
		




Image via Wikipedia



DEAR BENNY: I was told by a prominent accountant that there is a loophole in the law that states that you can be exempt from paying capital gains (if you are in a home less than the two-year period) if there are &#8220;unforeseen circumstances&#8221; involved. Are you aware of this? Can you double [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#039;t let the urgency of the Job Hunt make you fall into a scammer&#039;s trap.</title>
		<link>http://www.visionaryrealtynews.com/2009/04/26/dont-let-the-urgency-of-the-job-hunt-make-you-fall-into-a-scammers-trap/</link>
		<comments>http://www.visionaryrealtynews.com/2009/04/26/dont-let-the-urgency-of-the-job-hunt-make-you-fall-into-a-scammers-trap/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 02:33:01 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[SCAM ALERT]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Consumer protection]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Mystery shopping]]></category>
		<category><![CDATA[Social Security number]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=701</guid>
		<description><![CDATA[
			
				
			
		

With 2 million layoffs recently, the employment websites are busier than ever. And it&#8217;s not just jobseekers who are making these sites so popular. Consumer-protection and law-enforcement groups and better-business bureaus are reporting that a whole new breed of scammers and &#8220;phishers&#8221; are also logging on to get your personal information to steal your identity.
If [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/04/26/dont-let-the-urgency-of-the-job-hunt-make-you-fall-into-a-scammers-trap/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8230;I have been informed that I will be eligible for the $500,000 IRS tax exemption.</title>
		<link>http://www.visionaryrealtynews.com/2009/04/22/i-have-been-informed-that-i-will-be-eligible-for-the-500000-tax-exemption/</link>
		<comments>http://www.visionaryrealtynews.com/2009/04/22/i-have-been-informed-that-i-will-be-eligible-for-the-500000-tax-exemption/#comments</comments>
		<pubDate>Wed, 22 Apr 2009 04:10:39 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[Capital gains tax]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[Primary residence]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax exemption]]></category>
		<category><![CDATA[Washington]]></category>
		<category><![CDATA[Washington  D.C.]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=609</guid>
		<description><![CDATA[
			
				
			
		
DEAR BENNY: There appears to be much confusion on the taxation liability of the funds on the sale of a house. I purchased a home for $300,000 in 2000 and will be selling it for $800,000 this year. I have lived in the property for the full duration and file joint tax returns with my [...]]]></description>
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		<slash:comments>0</slash:comments>
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