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	<title>Visionary Realty News &#187; Interest rate</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
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		<title>Making sense of the Financial Regulations Bill for Buyers</title>
		<link>http://www.visionaryrealtynews.com/2010/07/20/making-sense-of-the-financial-regulations-bill-for-buyers/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/20/making-sense-of-the-financial-regulations-bill-for-buyers/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 07:38:16 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
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		<category><![CDATA[VRN]]></category>
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		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage broker]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=29529</guid>
		<description><![CDATA[Making sense of the Financial Regulations Bill for Buyers]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>If You Don&#8217;t Buy a House Now, You&#8217;re Stupid or Broke says Newsweek</title>
		<link>http://www.visionaryrealtynews.com/2010/06/20/if-you-dont-buy-a-house-now-youre-stupid-or-broke-says-newsweek/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/20/if-you-dont-buy-a-house-now-youre-stupid-or-broke-says-newsweek/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 01:03:41 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Listing Presentation]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Trappist]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=28457</guid>
		<description><![CDATA[Interest rates are at historic lows but cyclical trends suggest they will soon rise. Home buyers may never see such a chance again, writes Marc Roth]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/20/if-you-dont-buy-a-house-now-youre-stupid-or-broke-says-newsweek/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Fed Keeps Short-Term Interest Rates Near Zero</title>
		<link>http://www.visionaryrealtynews.com/2010/04/28/fed-keeps-short-term-interest-rates-near-zero/</link>
		<comments>http://www.visionaryrealtynews.com/2010/04/28/fed-keeps-short-term-interest-rates-near-zero/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 03:33:55 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Balance sheet]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Mortgage-backed security]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=24464</guid>
		<description><![CDATA[The Fed reiterated its expectation that the benchmark fed
funds rate would remain "exceptionally low," as it has since
December 2008, for "an extended period," despite growing
concerns among policy makers that the stance was too
constraining.]]></description>
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		<item>
		<title>Straddling the Fence on the Housing Market</title>
		<link>http://www.visionaryrealtynews.com/2010/04/22/straddling-the-fence-on-the-housing-market/</link>
		<comments>http://www.visionaryrealtynews.com/2010/04/22/straddling-the-fence-on-the-housing-market/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 14:58:37 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Federal government of the United States]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate bubble]]></category>
		<category><![CDATA[Real estate economics]]></category>

		<guid isPermaLink="false">http://ezinearticles.com/?Holding-Your-Breath-on-the-Housing-Market&id=4153907</guid>
		<description><![CDATA[Real estate has been a minefield the last three plus years as the gory remains of the real estate bubble bursting came home to roost. The federal government has done all it can to try to stabilize the market, and it seems to have worked. Those stabilizing efforts are in the process of ending and now we wait to see what will happen with the housing market.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Fed&#8217;s Rosengren: Loan Rates Set to Rise in Spring</title>
		<link>http://www.visionaryrealtynews.com/2010/01/11/feds-rosengren-loan-rates-set-to-rise-in-spring/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/11/feds-rosengren-loan-rates-set-to-rise-in-spring/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 16:00:37 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Syndicated Posts]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">tag:moneynews.com://6e17c1247c2704560f6ea19dadd05bc6</guid>
		<description><![CDATA[
Image via Wikipedia

U.S. home loan rates could rise by as much as three-quarters of a percentage point in the spring as the Federal Reserve ends its mortgage bonds purchase program, a top Fed policymaker said in an interview published on Saturday.

"You maybe would have thought you would have seen rates move up more quickly than [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>L.A. County home sales up during November compared to last year #realestate</title>
		<link>http://www.visionaryrealtynews.com/2009/12/31/l-a-county-home-sales-up-during-november-compared-to-last-year-realestate/</link>
		<comments>http://www.visionaryrealtynews.com/2009/12/31/l-a-county-home-sales-up-during-november-compared-to-last-year-realestate/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 10:51:20 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[L.A. Times]]></category>
		<category><![CDATA[LA Area]]></category>
		<category><![CDATA[Listing Presentation]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Chief economist]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[L.A. County]]></category>
		<category><![CDATA[Los Angeles County  California]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[Real estate pricing]]></category>
		<category><![CDATA[Single-family detached home]]></category>
		<category><![CDATA[Tax credit]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=17596</guid>
		<description><![CDATA[The median home price of an existing, single-family home rose 5.8 percent in November compared with a year ago, the first time the median home price has increased in year-to-year comparisons since August 2007.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/12/31/l-a-county-home-sales-up-during-november-compared-to-last-year-realestate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Everyone Wants a Lower Price, But What About the Impact of Interest Rates? #realestate</title>
		<link>http://www.visionaryrealtynews.com/2009/11/12/everyone-wants-a-lower-price-but-what-about-the-impact-of-interest-rates-realestate/</link>
		<comments>http://www.visionaryrealtynews.com/2009/11/12/everyone-wants-a-lower-price-but-what-about-the-impact-of-interest-rates-realestate/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 19:31:49 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage-backed security]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=14244</guid>
		<description><![CDATA[It's important to keep in mind, however, that the sales price is not the only factor that determines what the monthly payment will be. In fact, the impact of higher interest rates can easily nullify any benefit of waiting for a lower price.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#Realestate Housing bottom behind us, experts say</title>
		<link>http://www.visionaryrealtynews.com/2009/11/05/realestate-housing-bottom-behind-us-experts-say/</link>
		<comments>http://www.visionaryrealtynews.com/2009/11/05/realestate-housing-bottom-behind-us-experts-say/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 09:17:15 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[First time buyer]]></category>
		<category><![CDATA[Fixed rate mortgage]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Single-family detached home]]></category>
		<category><![CDATA[Tax credit]]></category>
		<category><![CDATA[Unemployment]]></category>
		<category><![CDATA[United States Senate]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=13704</guid>
		<description><![CDATA[The median price of an existing, single-family home in California rose for the seventh consecutive month in September to $296,090, according to the CALIFORNIA ASSOCIATION OF REALTORS®’ most-recent sales and price report. Home sales also increased in September, rising 2.1 percent compared with August. If home sales maintain their current pace, 530,520 units will be sold in California in 2009.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#Realestate Housing Market in the Next 12 Months</title>
		<link>http://www.visionaryrealtynews.com/2009/10/26/realestate-housing-market-in-the-next-12-months/</link>
		<comments>http://www.visionaryrealtynews.com/2009/10/26/realestate-housing-market-in-the-next-12-months/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 16:36:45 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Fixed rate mortgage]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loan to value]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Syndicated Posts]]></category>

		<guid isPermaLink="false">http://ezinearticles.com/?Housing-Market-in-the-Next-12-Months&id=3154804</guid>
		<description><![CDATA[There is a lot of speculation of what house prices are going to do in the next 12 months. And, when many other elements that all influence what is about to happen to the property market are considered it still does not give us a clear idea of what the future will be.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A #Realestate Down Payment Anomaly</title>
		<link>http://www.visionaryrealtynews.com/2009/09/16/a-realestate-down-payment-anomaly/</link>
		<comments>http://www.visionaryrealtynews.com/2009/09/16/a-realestate-down-payment-anomaly/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 15:30:13 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[FannieMae]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[FreddieMac]]></category>
		<category><![CDATA[Government-owned corporation]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage insurance]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=8537</guid>
		<description><![CDATA[
			
				
			
		




Image by Getty Images via Daylife



Despite home buyers being advised to issue down payments of at least 20 percent, many home buyers are  finding that smaller down payments result in better interest rates—but also higher payments.    Rules put in place in late 2008 by Fannie Mae and similar rules adopted by [...]]]></description>
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		<slash:comments>1</slash:comments>
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