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	<title>Visionary Realty News &#187; Freddie Mac</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents w/ Sotheby&#039;s International Realty® Where lifestyle is Realty adjacent.™. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
	<lastBuildDate>Mon, 06 Feb 2012 17:07:18 +0000</lastBuildDate>
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		<title>Fannie Mae and Freddie Mac Offer A Reprieve for Unemployed Borrowers Yet Beware of Unpaid Balances Increasing.</title>
		<link>http://www.visionaryrealtynews.com/2012/01/fannie-mae-and-freddie-mac-offer-a-reprieve-for-unemployed-borrowers-yet-beware-of-unpaid-balances-increasing/</link>
		<comments>http://www.visionaryrealtynews.com/2012/01/fannie-mae-and-freddie-mac-offer-a-reprieve-for-unemployed-borrowers-yet-beware-of-unpaid-balances-increasing/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 03:13:32 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[VRN]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Forbearance]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Unemployment]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=80798</guid>
		<description><![CDATA[Fannie Mae and Freddie Mac recently extended their foreclosure forbearance programs to give short-term aid to unemployed homeowners, but housing counselors warn that these borrowers will need to look at longer-term solutions.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2012/01/fannie-mae-and-freddie-mac-offer-a-reprieve-for-unemployed-borrowers-yet-beware-of-unpaid-balances-increasing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>December 2011 Existing-Home Sales Show Uptrend</title>
		<link>http://www.visionaryrealtynews.com/2012/01/december-2011-existing-home-sales-show-uptrend/</link>
		<comments>http://www.visionaryrealtynews.com/2012/01/december-2011-existing-home-sales-show-uptrend/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 17:11:57 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[VRN]]></category>
		<category><![CDATA[December]]></category>
		<category><![CDATA[December 2010]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Lawrence Yun]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[November]]></category>
		<category><![CDATA[Seasonally adjusted annual rate]]></category>
		<category><![CDATA[Single-family detached home]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=80691</guid>
		<description><![CDATA[Existing-home sales continued on an uptrend in December, rising for three consecutive months and remaining above a year ago, according to the National Association of Realtors®.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Worst Congress Ever &#8211; So Obama should Speak of Bold New Policies to Boost Business, Cut Spending and Regulation #cartoon</title>
		<link>http://www.visionaryrealtynews.com/2011/08/worst-congress-ever-so-obama-should-speak-of-bold-new-policies-to-boost-business-cut-spending-and-regulation-cartoon/</link>
		<comments>http://www.visionaryrealtynews.com/2011/08/worst-congress-ever-so-obama-should-speak-of-bold-new-policies-to-boost-business-cut-spending-and-regulation-cartoon/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 16:44:52 +0000</pubDate>
		<dc:creator>Cartoon Blog</dc:creator>
				<category><![CDATA[Cartoon]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Humor]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Albert Einstein]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Credit rating]]></category>
		<category><![CDATA[debt-ceiling]]></category>
		<category><![CDATA[Dow Jones Industrial Average]]></category>
		<category><![CDATA[featured]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[slideshow]]></category>
		<category><![CDATA[tea-party]]></category>
		<category><![CDATA[United States Congress]]></category>

		<guid isPermaLink="false">http://cartoonblog.msnbc.msn.com/_news/2011/08/09/7319379-worst-congress-ever</guid>
		<description><![CDATA[Hyper partisanship and the messy battle to raise the debt limit has caused the approval ratings of Congress to sink. A recent CBS News/New York Times poll even had the disapproval rating of Congress at 82 percent, the highest in decades.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/08/worst-congress-ever-so-obama-should-speak-of-bold-new-policies-to-boost-business-cut-spending-and-regulation-cartoon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is now the time to dump your ARM?</title>
		<link>http://www.visionaryrealtynews.com/2011/05/is-now-the-time-to-dump-your-arm/</link>
		<comments>http://www.visionaryrealtynews.com/2011/05/is-now-the-time-to-dump-your-arm/#comments</comments>
		<pubDate>Tue, 24 May 2011 16:15:30 +0000</pubDate>
		<dc:creator>Peter Miller</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Adjustable Rate Mortgages]]></category>
		<category><![CDATA[Adjustable-rate mortgage]]></category>
		<category><![CDATA[Arms]]></category>
		<category><![CDATA[Detroit]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Mr. Dugan]]></category>
		<category><![CDATA[Option ARMs]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=44172</guid>
		<description><![CDATA[Despite continuing low mortgage rates, one prominent Detroit bankruptcy attorney says ARMs remain a looming danger and should be avoided.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage rates Rebound from 2010&#8242;s near-record low reducing consumer demand 4 home loans N refinancings</title>
		<link>http://www.visionaryrealtynews.com/2011/04/mortgage-rates-rebound-from-2010s-near-record-low-reducing-consumer-demand-4-home-loans-n-refinancings/</link>
		<comments>http://www.visionaryrealtynews.com/2011/04/mortgage-rates-rebound-from-2010s-near-record-low-reducing-consumer-demand-4-home-loans-n-refinancings/#comments</comments>
		<pubDate>Sat, 09 Apr 2011 01:15:44 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[L.A. Times]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Adjustable-rate mortgage]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fixed rate mortgage]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Los Angeles]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[San Francisco]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=41160</guid>
		<description><![CDATA[A rebound in mortgage rates from last year's near-record low has reduced consumer demand for home loans and refinancings, leading Wells Fargo &#038; Co. to join other industry stalwarts in laying off loan processors and related workers.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/04/mortgage-rates-rebound-from-2010s-near-record-low-reducing-consumer-demand-4-home-loans-n-refinancings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fannie Mae will probably lower the high balance conforming limit to $625,500</title>
		<link>http://www.visionaryrealtynews.com/2011/02/fannie-mae-will-probably-lower-the-high-balance-conforming-limit-to-625500/</link>
		<comments>http://www.visionaryrealtynews.com/2011/02/fannie-mae-will-probably-lower-the-high-balance-conforming-limit-to-625500/#comments</comments>
		<pubDate>Thu, 17 Feb 2011 01:19:55 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Federal takeover of Fannie Mae and Freddie Mac]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Jumbo mortgage]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Obama Administration]]></category>
		<category><![CDATA[United States Congress]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=39064</guid>
		<description><![CDATA[“The Obama administration proposes to reduce the &#8220;footprint” of Fannie Mae and Freddie Mac by reducing the ceiling on loans that the two government-controlled lenders can guarantee as of October 1, 2011. Current federal law allows the two agencies to guarantee mortgages up to $729,750 in some high-home price areas. The administration recommends that Congress [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CAR&#8217;s Steve Goddard: Obama extends FHA loan limits through 2011 so current conforming loan limit of $729,750 for high-cost CA areas REMAINS</title>
		<link>http://www.visionaryrealtynews.com/2010/10/cars-steve-goddard-obama-extends-fha-loan-limits-through-2011-so-current-conforming-loan-limit-of-729750-for-high-cost-ca-areas-remains/</link>
		<comments>http://www.visionaryrealtynews.com/2010/10/cars-steve-goddard-obama-extends-fha-loan-limits-through-2011-so-current-conforming-loan-limit-of-729750-for-high-cost-ca-areas-remains/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 18:56:16 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Conforming loan]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Jumbo mortgage]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=33569</guid>
		<description><![CDATA[Late yesterday, President Obama signed a resolution that included a provision extending through fiscal year 2011 the current conforming loan  limit of $729,750 for high-cost areas, including many in California.  The same limits will also be extended to loans insured by the Federal Housing Administration.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/10/cars-steve-goddard-obama-extends-fha-loan-limits-through-2011-so-current-conforming-loan-limit-of-729750-for-high-cost-ca-areas-remains/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6/20/10 – 6/26/10: Our Week In Review</title>
		<link>http://www.visionaryrealtynews.com/2010/06/62010-%e2%80%93-62610-our-week-in-review/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/62010-%e2%80%93-62610-our-week-in-review/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 13:00:19 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[HSH.com]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Tax credit]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=14821</guid>
		<description><![CDATA[Friday “Prisoners Cash In On the Homebuyer Tax Credit“: According to the latest reports out this week, while the government has been slow to convict tax credit fraudsters, they’ve apparently been quite swift in granting existing prisoners — even many who are serving life sentences — $8,000 each for the homebuyer tax credit! Thursday “Update1: [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Faster Sales Coming For Foreclosure Buyers in #realty</title>
		<link>http://www.visionaryrealtynews.com/2010/02/faster-sales-coming-for-foreclosure-buyers-in-realty/</link>
		<comments>http://www.visionaryrealtynews.com/2010/02/faster-sales-coming-for-foreclosure-buyers-in-realty/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 08:34:12 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Real estate]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=21307</guid>
		<description><![CDATA[Faster Sales Coming For Foreclosure Buyers Foreclosure buyers got a Christmas Eve goodie from Fannie Mae, a new strategy that&#8217;s likely to make foreclosure purchasing very much quicker. The catch? A bunch of lenders are about to be very unhappy. Until the recent real estate meltdown, foreclosures were a problem but not too much of [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/02/faster-sales-coming-for-foreclosure-buyers-in-realty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Era of sub-5% mortgages could be over soon in #realestate</title>
		<link>http://www.visionaryrealtynews.com/2009/12/era-of-sub-5-mortgages-could-be-over-soon/</link>
		<comments>http://www.visionaryrealtynews.com/2009/12/era-of-sub-5-mortgages-could-be-over-soon/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 08:00:00 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[L.A. Times]]></category>
		<category><![CDATA[LA Area]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Average 30-year rate ticks up to 4.94%, Freddie Mac reports. Loan refinancings dominate. For nearly two months, home buyers with good credit who can make a 20% down payment have enjoyed 30-year mortgage rates below 5%. But as signs of an improving economy increase, the yield on bonds has been edging higher and pulling home-lending rates along as well.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/12/era-of-sub-5-mortgages-could-be-over-soon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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