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	<title>Visionary Realty News &#187; Financial Services</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
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		<title>Making sense of the Financial Regulations Bill for Buyers</title>
		<link>http://www.visionaryrealtynews.com/2010/07/20/making-sense-of-the-financial-regulations-bill-for-buyers/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/20/making-sense-of-the-financial-regulations-bill-for-buyers/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 07:38:16 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage broker]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[United States]]></category>

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		<description><![CDATA[Making sense of the Financial Regulations Bill for Buyers]]></description>
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		<title>Consumers Gain More Power Over Their Credit Reports as New rules just implemented make it easier to correct inaccurate info.</title>
		<link>http://www.visionaryrealtynews.com/2010/07/02/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/02/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 15:26:15 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair & Accurate Credit Transactions Act]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[TransUnion]]></category>

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		<description><![CDATA[New rules just implemented will make it easier for people to correct inaccurate information contained in their credit reports.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Follow the Appraisal Insight Blog</title>
		<link>http://www.visionaryrealtynews.com/2010/06/28/follow-the-appraisal-insight-blog/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/28/follow-the-appraisal-insight-blog/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 20:27:31 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[Refinancing]]></category>

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		<description><![CDATA[Get the latest appraisal news and analysis.

Appraisal Foundation, Appraisal Institute In Dispute 

House Offer Includes Sunset of HVCC]]></description>
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		<title>Economist: Eliminate Checking Accounts to End Bank Risks</title>
		<link>http://www.visionaryrealtynews.com/2010/05/05/economist-eliminate-checking-accounts-to-end-bank-risks/</link>
		<comments>http://www.visionaryrealtynews.com/2010/05/05/economist-eliminate-checking-accounts-to-end-bank-risks/#comments</comments>
		<pubDate>Wed, 05 May 2010 21:22:38 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[13 Bankers: The Wall Street Takeover and the Next Financial Meltdown]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Boston University]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Laurence Kotlikoff]]></category>
		<category><![CDATA[Mutual fund]]></category>
		<category><![CDATA[Savings account]]></category>

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		<description><![CDATA[




What’s the best way to prevent banks from taking reckless risks with customers’ money?
Do away with savings and checking accounts, says Boston University economist Laurence Kotlikoff.

In his new book, “Jimmy Stewart Is Dead: Ending the World’s Ongoing Financial Plague With Limited Purpose Banking,” Kotlikoff says checking accounts should be replaced with all-cash mutual funds. 

And [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is it time to rush out and buy a house before mortgage rates go up?</title>
		<link>http://www.visionaryrealtynews.com/2010/03/20/is-it-time-to-rush-out-and-buy-a-house-before-mortgage-rates-go-up/</link>
		<comments>http://www.visionaryrealtynews.com/2010/03/20/is-it-time-to-rush-out-and-buy-a-house-before-mortgage-rates-go-up/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 03:03:52 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Suisse]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Tax credit]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=22852</guid>
		<description><![CDATA[
			
				
			
		


Is it time to rush out and buy a house before mortgage rates go up?
As the Federal Reserve winds down its intervention in the mortgage market, rates on home loans are generally expected to rise at least modestly during the rest of this year from today&#8217;s unusually low levels. Some analysts believe mortgage rates will [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>The Complete Short Sale Process How a Short Sale is Handled from Listing to Bank Approval</title>
		<link>http://www.visionaryrealtynews.com/2010/03/16/the-complete-short-sale-process-how-a-short-sale-is-handled-from-listing-to-bank-approval/</link>
		<comments>http://www.visionaryrealtynews.com/2010/03/16/the-complete-short-sale-process-how-a-short-sale-is-handled-from-listing-to-bank-approval/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 15:37:01 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Market value]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Short]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[Wachovia]]></category>

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		<description><![CDATA[What is a short sale?  A short sale is a sales transaction in which the seller's mortgage lender agrees to accept a payoff of less than the balance due on the loan. ]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/03/16/the-complete-short-sale-process-how-a-short-sale-is-handled-from-listing-to-bank-approval/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rate-lock dos and don&#8217;ts in #Realty</title>
		<link>http://www.visionaryrealtynews.com/2010/01/27/rate-lock-dos-and-donts-in-realty/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/27/rate-lock-dos-and-donts-in-realty/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 03:58:41 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20938</guid>
		<description><![CDATA[
Mortgage interest rates change as often as two to three times in one day. Securing the lowest rate possible is every borrower's goal. However, it's impossible to time the finance market, just as it's impossible to predict exactly when the housing market will peak or slide.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Walking Away From Your #Mortgage Is Morally Wrong And Financially Stupid, Says McArdle</title>
		<link>http://www.visionaryrealtynews.com/2010/01/24/walking-away-from-your-mortgage-is-morally-wrong-and-financially-stupid-says-mcardle/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/24/walking-away-from-your-mortgage-is-morally-wrong-and-financially-stupid-says-mcardle/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 09:08:19 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit rating]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Megan McArdle]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[United States Congress]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20558</guid>
		<description><![CDATA[As millions of Americans begin to realize that it will be years if not decades before their houses are worth what they owe on them, there has been lots of talk about whether it's okay to just voluntarily walk away from your mortgage.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/01/24/walking-away-from-your-mortgage-is-morally-wrong-and-financially-stupid-says-mcardle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance companies usually have their own contractors. #Realty</title>
		<link>http://www.visionaryrealtynews.com/2010/01/23/insurance-companies-usually-have-their-own-contractors-realty/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/23/insurance-companies-usually-have-their-own-contractors-realty/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 22:59:57 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Legal Advice in Common Scenarios]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Board of directors]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[Fiduciary]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Washington  D.C.]]></category>
		<category><![CDATA[Water damage]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20547</guid>
		<description><![CDATA[Can you tell me what steps a board of directors/management company should take in the event a water-damage claim against the master policy is made by a condo owner?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Heads up… California needs money. Here are 26 Traffic Ticket Fines from $1876 to $148!</title>
		<link>http://www.visionaryrealtynews.com/2010/01/20/heads-up%e2%80%a6-california-needs-money-here-are-26-traffic-ticket-fines-from-1876-to-148/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/20/heads-up%e2%80%a6-california-needs-money-here-are-26-traffic-ticket-fines-from-1876-to-148/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 08:04:04 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[LA Area]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Visiting LA]]></category>
		<category><![CDATA[West Hollywood]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Agents and Marketers]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business and Economy]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Stop sign]]></category>
		<category><![CDATA[traffic]]></category>
		<category><![CDATA[Traffic ticket]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20333</guid>
		<description><![CDATA[Heads up… California needs money, so pay attention to the rules of the road!]]></description>
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