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	<title>Visionary Realty News &#187; Financial Services</title>
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	<description>by Visionary Agents w/ Sotheby&#039;s International Realty® Where lifestyle is Realty adjacent.™. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
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		<title>Save up to 25% on #Renters Insurance as a Bank of America customer &#8211; Stay Safe duckies.</title>
		<link>http://www.visionaryrealtynews.com/2011/05/save-up-to-25-on-renters-insurance-as-a-bank-of-america-customer-stay-safe-duckies/</link>
		<comments>http://www.visionaryrealtynews.com/2011/05/save-up-to-25-on-renters-insurance-as-a-bank-of-america-customer-stay-safe-duckies/#comments</comments>
		<pubDate>Sun, 08 May 2011 02:50:30 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Agents and Marketers]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[Insurance policy]]></category>
		<category><![CDATA[Liability insurance]]></category>
		<category><![CDATA[Renters Insurance]]></category>

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		<description><![CDATA[Renters insurance is offered through Bank of America, National Association and underwritten by a member insurance company of Balboa Insurance Group which include Balboa Insurance Company, Meritplan Insurance Company and Newport Insurance Company which are nonbank affiliates of Bank of America, N.A. This may be an affordable way to help protect your home furnishings and valued possessions that are typically not covered by your landlord’s policy. As a Bank of America customer, using online/paperless processing and recurring electronic payment, you may qualify for a discount of up to 25% (10% in NC).]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/05/save-up-to-25-on-renters-insurance-as-a-bank-of-america-customer-stay-safe-duckies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Homeowners may get a 2nd shot at a &#8216;loan mod&#8217; #loanmod #refi #loan #debt</title>
		<link>http://www.visionaryrealtynews.com/2011/04/homeowners-may-get-a-2nd-shot-at-a-loan-mod-loanmod-refi-loan-debt/</link>
		<comments>http://www.visionaryrealtynews.com/2011/04/homeowners-may-get-a-2nd-shot-at-a-loan-mod-loanmod-refi-loan-debt/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 17:13:42 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Huntington Beach California]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Loan Mods]]></category>
		<category><![CDATA[Loan servicing]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[Mortgage Servicers]]></category>
		<category><![CDATA[Remod]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>
		<category><![CDATA[Wolters Kluwer]]></category>

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		<description><![CDATA[A chance to remodify your loan mod: If you were unsuccessful at modifying your home loan, perhaps this will sound familiar: while you were making your trial payments, your servicer simultaneously began the foreclosure process.


Due to the federal penalties against mortgage servicers and a recent court ruling in California, a new wrinkle to the foreclosure prevention effort has emerged. If you [...]]]></description>
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		<title>The Buying Power of Low Rates: Money&#8217;s so cheap to buy they&#8217;re throwing in the house for free.</title>
		<link>http://www.visionaryrealtynews.com/2010/09/the-buying-power-of-low-rates-moneys-so-cheap-to-buy-theyre-throwing-in-the-house-for-free/</link>
		<comments>http://www.visionaryrealtynews.com/2010/09/the-buying-power-of-low-rates-moneys-so-cheap-to-buy-theyre-throwing-in-the-house-for-free/#comments</comments>
		<pubDate>Thu, 16 Sep 2010 05:24:33 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business and Economy]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Merchant Services]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=32769</guid>
		<description><![CDATA[Back to The Buying Power of Low Rates

Interest rates are at historic lows. We hear this in the news everyday, but what does it really mean?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Making sense of the Financial Regulations Bill for Buyers</title>
		<link>http://www.visionaryrealtynews.com/2010/07/making-sense-of-the-financial-regulations-bill-for-buyers/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/making-sense-of-the-financial-regulations-bill-for-buyers/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 07:38:16 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Current Mortgage Rates]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage broker]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=29529</guid>
		<description><![CDATA[Making sense of the Financial Regulations Bill for Buyers]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Consumers Gain More Power Over Their Credit Reports as New rules just implemented make it easier to correct inaccurate info.</title>
		<link>http://www.visionaryrealtynews.com/2010/07/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 15:26:15 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair & Accurate Credit Transactions Act]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[TransUnion]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[New rules just implemented will make it easier for people to correct inaccurate information contained in their credit reports.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/07/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Follow the Appraisal Insight Blog</title>
		<link>http://www.visionaryrealtynews.com/2010/06/follow-the-appraisal-insight-blog/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/follow-the-appraisal-insight-blog/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 20:27:31 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Appraisal]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[Refinancing]]></category>

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		<description><![CDATA[Get the latest appraisal news and analysis.

Appraisal Foundation, Appraisal Institute In Dispute 

House Offer Includes Sunset of HVCC]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/follow-the-appraisal-insight-blog/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Economist: Eliminate Checking Accounts to End Bank Risks</title>
		<link>http://www.visionaryrealtynews.com/2010/05/economist-eliminate-checking-accounts-to-end-bank-risks/</link>
		<comments>http://www.visionaryrealtynews.com/2010/05/economist-eliminate-checking-accounts-to-end-bank-risks/#comments</comments>
		<pubDate>Wed, 05 May 2010 21:22:38 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[13 Bankers: The Wall Street Takeover and the Next Financial Meltdown]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Boston University]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Laurence Kotlikoff]]></category>
		<category><![CDATA[Mutual fund]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[What’s the best way to prevent banks from taking reckless risks with customers’ money? Do away with savings and checking accounts, says Boston University economist Laurence Kotlikoff. In his new book, “Jimmy Stewart Is Dead: Ending the World’s Ongoing Financial Plague With Limited Purpose Banking,” Kotlikoff says checking accounts should be replaced with all-cash mutual [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Is it time to rush out and buy a house before mortgage rates go up?</title>
		<link>http://www.visionaryrealtynews.com/2010/03/is-it-time-to-rush-out-and-buy-a-house-before-mortgage-rates-go-up/</link>
		<comments>http://www.visionaryrealtynews.com/2010/03/is-it-time-to-rush-out-and-buy-a-house-before-mortgage-rates-go-up/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 03:03:52 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Suisse]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Tax credit]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=22852</guid>
		<description><![CDATA[Is it time to rush out and buy a house before mortgage rates go up? As the Federal Reserve winds down its intervention in the mortgage market, rates on home loans are generally expected to rise at least modestly during the rest of this year from today&#8217;s unusually low levels. Some analysts believe mortgage rates [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Complete Short Sale Process How a Short Sale is Handled from Listing to Bank Approval</title>
		<link>http://www.visionaryrealtynews.com/2010/03/the-complete-short-sale-process-how-a-short-sale-is-handled-from-listing-to-bank-approval/</link>
		<comments>http://www.visionaryrealtynews.com/2010/03/the-complete-short-sale-process-how-a-short-sale-is-handled-from-listing-to-bank-approval/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 15:37:01 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Market value]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Short]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[Wachovia]]></category>

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		<description><![CDATA[What is a short sale?  A short sale is a sales transaction in which the seller's mortgage lender agrees to accept a payoff of less than the balance due on the loan. ]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Rate-lock dos and don&#8217;ts in #Realty</title>
		<link>http://www.visionaryrealtynews.com/2010/01/rate-lock-dos-and-donts-in-realty/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/rate-lock-dos-and-donts-in-realty/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 03:58:41 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Federal Reserve System]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20938</guid>
		<description><![CDATA[
Mortgage interest rates change as often as two to three times in one day. Securing the lowest rate possible is every borrower's goal. However, it's impossible to time the finance market, just as it's impossible to predict exactly when the housing market will peak or slide.]]></description>
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