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Save up to 25% on #Renters Insurance as a Bank of America customer – Stay Safe duckies.

Renters insurance is offered through Bank of America, National Association and underwritten by a member insurance company of Balboa Insurance Group which include Balboa Insurance Company, Meritplan Insurance Company and Newport Insurance Company which are nonbank affiliates of Bank of America, N.A. This may be an affordable way to help protect your home furnishings and valued possessions that are typically not covered by your landlord’s policy. As a Bank of America customer, using online/paperless processing and recurring electronic payment, you may qualify for a discount of up to 25% (10% in NC).

Homeowners may get a 2nd shot at a ‘loan mod’ #loanmod #refi #loan #debt

A chance to remodify your loan mod: If you were unsuccessful at modifying your home loan, perhaps this will sound familiar: while you were making your trial payments, your servicer simultaneously began the foreclosure process.

Due to the federal penalties against mortgage servicers and a recent court ruling in California, a new wrinkle to the foreclosure prevention effort has emerged. If you [...]

The Buying Power of Low Rates: Money’s so cheap to buy they’re throwing in the house for free.

Back to The Buying Power of Low Rates

Interest rates are at historic lows. We hear this in the news everyday, but what does it really mean?

Making sense of the Financial Regulations Bill for Buyers

Making sense of the Financial Regulations Bill for Buyers

Consumers Gain More Power Over Their Credit Reports as New rules just implemented make it easier to correct inaccurate info.

New rules just implemented will make it easier for people to correct inaccurate information contained in their credit reports.

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Appraisal Foundation, Appraisal Institute In Dispute

House Offer Includes Sunset of HVCC

Economist: Eliminate Checking Accounts to End Bank Risks

What’s the best way to prevent banks from taking reckless risks with customers’ money? Do away with savings and checking accounts, says Boston University economist Laurence Kotlikoff. In his new book, “Jimmy Stewart Is Dead: Ending the World’s Ongoing Financial Plague With Limited Purpose Banking,” Kotlikoff says checking accounts should be replaced with all-cash mutual [...]

Is it time to rush out and buy a house before mortgage rates go up?

Is it time to rush out and buy a house before mortgage rates go up? As the Federal Reserve winds down its intervention in the mortgage market, rates on home loans are generally expected to rise at least modestly during the rest of this year from today’s unusually low levels. Some analysts believe mortgage rates [...]