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	<title>Visionary Realty News &#187; Credit card</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
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		<title>June 1 Fannie Mae has lenders pull a NEW credit report prior to ordering loan documents and/or closing.</title>
		<link>http://www.visionaryrealtynews.com/2010/05/16/june-1-fannie-mae-has-lenders-pull-a-new-credit-report-prior-to-ordering-loan-documents-andor-closing/</link>
		<comments>http://www.visionaryrealtynews.com/2010/05/16/june-1-fannie-mae-has-lenders-pull-a-new-credit-report-prior-to-ordering-loan-documents-andor-closing/#comments</comments>
		<pubDate>Sun, 16 May 2010 23:33:00 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[FannieMae]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Underwriting]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=25456</guid>
		<description><![CDATA[Starting June 1, 2010 Fannie Mae is going to implement some changes to their underwriting process. Most of them are minor and will not have any impact, but the one that MAY change things is the lenders will be pulling a NEW credit report prior to ordering loan documents and/or closing.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Moves to Garnish Pay Rise as More Debtors Fall Behind on credit cards #cc</title>
		<link>http://www.visionaryrealtynews.com/2010/04/01/moves-to-garnish-pay-rise-as-more-debtors-fall-behind-on-credit-cards-cc/</link>
		<comments>http://www.visionaryrealtynews.com/2010/04/01/moves-to-garnish-pay-rise-as-more-debtors-fall-behind-on-credit-cards-cc/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 05:44:36 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Bank account]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Lawsuit]]></category>
		<category><![CDATA[Sidney Jones]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=23316</guid>
		<description><![CDATA[She was startled by what happened next. When she swiped her debit card at the grocery store, it was declined. It turned out Capital One Bank had taken $224.25 from her paycheck, a quarter of her wages for two weeks of work at a retail chain, and her bank account was overdrawn.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>LifeLock specializing in the prevention of identity theft rather than the reporting of it.</title>
		<link>http://www.visionaryrealtynews.com/2010/01/29/lifelock-specializing-in-the-prevention-of-identity-theft-rather-than-the-reporting-of-it/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/29/lifelock-specializing-in-the-prevention-of-identity-theft-rather-than-the-reporting-of-it/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 08:00:37 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Disaster Preparedness]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Crime]]></category>
		<category><![CDATA[LifeLock]]></category>
		<category><![CDATA[Symantec]]></category>
		<category><![CDATA[Theft]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=21100</guid>
		<description><![CDATA[LifeLock provides a proactive identity theft service, specializing in the prevention of identity theft rather than the reporting of it. LifeLock was founded in 2005 and is already considered the industry leader. Lock down your private information. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America responds to changing credit card environment</title>
		<link>http://www.visionaryrealtynews.com/2009/12/20/bank-of-america-responds-to-changing-credit-card-environment/</link>
		<comments>http://www.visionaryrealtynews.com/2009/12/20/bank-of-america-responds-to-changing-credit-card-environment/#comments</comments>
		<pubDate>Sun, 20 Dec 2009 09:35:15 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Banking Services]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=17276</guid>
		<description><![CDATA[ANY AMOUNTS YOU PAY OVER THE MINIMUM PAYMENT WILL NOW BE USED TO PAY DOWN YOUR BALANCES WITH THE HIGHEST ANNUAL PERCENTAGE RATE.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#Cartoon America in the world&#8217;s &#8220;Village Stocks&#8221;</title>
		<link>http://www.visionaryrealtynews.com/2009/09/01/cartoon-america-in-the-worlds-village-stocks/</link>
		<comments>http://www.visionaryrealtynews.com/2009/09/01/cartoon-america-in-the-worlds-village-stocks/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 23:58:05 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Consumer debt]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Unemployment]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=5232</guid>
		<description><![CDATA[
			
				
			
		
How about Congress and the Administration, using part of the $787B Stimulus money, negotiate consumer debt down with credit card banks by paying them pennies on the dollar with our tax dollars instead of giving banks money to lower our credit limits, raise our rates and penalize us? Save credit revolvers which are most Americans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Theft of 130,000,000 Credit/Debit Card numbers Not a Big Deal? Your #Credit, hackers and #the DOJ</title>
		<link>http://www.visionaryrealtynews.com/2009/08/19/theft-of-130000000-creditdebit-card-numbers-not-a-big-deal-your-credit-hackers-and-the-doj/</link>
		<comments>http://www.visionaryrealtynews.com/2009/08/19/theft-of-130000000-creditdebit-card-numbers-not-a-big-deal-your-credit-hackers-and-the-doj/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 14:44:47 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Hannaford Bros. Co.]]></category>
		<category><![CDATA[Heartland Payment Systems]]></category>
		<category><![CDATA[Justice Department]]></category>
		<category><![CDATA[SQL injection]]></category>
		<category><![CDATA[United States Department of Justice]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=5470</guid>
		<description><![CDATA[Three men have been indicted in what the Department of Justice is calling it the single largest hacking and identity theft case ever prosecuted. Albert Gonzalez and two other unnamed individuals hacked the computer systems of several large corporations, accessing the debit and credit card information stored on their databases.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/08/19/theft-of-130000000-creditdebit-card-numbers-not-a-big-deal-your-credit-hackers-and-the-doj/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wake up #LarrySummers: Tell #Obama to Give the People back our taxes, not the banks our money. #Cartoon #stimulus http://bit.ly/XMHe</title>
		<link>http://www.visionaryrealtynews.com/2009/08/02/wake-up-larrysummers-tell-nobama-to-give-the-people-back-our-taxes-not-the-banks-our-money-cartoon-httpbit-lyxmhei/</link>
		<comments>http://www.visionaryrealtynews.com/2009/08/02/wake-up-larrysummers-tell-nobama-to-give-the-people-back-our-taxes-not-the-banks-our-money-cartoon-httpbit-lyxmhei/#comments</comments>
		<pubDate>Mon, 03 Aug 2009 06:37:49 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Humor]]></category>
		<category><![CDATA[LA Area]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit rating]]></category>
		<category><![CDATA[Economic]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Kids and Teens]]></category>
		<category><![CDATA[Lawrence Summers]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Plutocracy]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[School Time]]></category>
		<category><![CDATA[Social Studies]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=1820</guid>
		<description><![CDATA[
			
				
			
		
Our President gives Our tax payer dollars to &#8217;save&#8217; banks who 1) don&#8217;t want the Federal intrusion and 2) these plutocrats end up ruining the credit rating that they decided consumers were entitled to by raising our APRs, lowering credit limits and increasing minimum payments, penalties &#38; fees. Hardly stimulation. I thought Larry Summers was [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/08/02/wake-up-larrysummers-tell-nobama-to-give-the-people-back-our-taxes-not-the-banks-our-money-cartoon-httpbit-lyxmhei/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Glossary #creditreport #credit #Equifax</title>
		<link>http://www.visionaryrealtynews.com/2009/07/31/credit-glossary-creditreport-credit-equifax/</link>
		<comments>http://www.visionaryrealtynews.com/2009/07/31/credit-glossary-creditreport-credit-equifax/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 21:45:57 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Annual Percentage Rate]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[MasterCard]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=1787</guid>
		<description><![CDATA[
			
				
			
		




Image by Getty SImages via Daylife



So as the Economy begins to bowl out and upward into healthier territory, good credit to buy big ticket items like, Homes, Cars and TVs has to be nurtured. Here is the talk for your walk.
A
Account holder
The person who is responsible for repaying a credit account. The term usually refers [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Money: A Day to Tackle the Financial To-Do List: Excerpts for VRN Readers</title>
		<link>http://www.visionaryrealtynews.com/2009/07/04/your-money-a-day-to-tackle-the-financial-to-do-list-excerpts-for-vrn-readers/</link>
		<comments>http://www.visionaryrealtynews.com/2009/07/04/your-money-a-day-to-tackle-the-financial-to-do-list-excerpts-for-vrn-readers/#comments</comments>
		<pubDate>Sat, 04 Jul 2009 03:23:11 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Apple]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[Charles Schwab Bank Invest First Visa]]></category>
		<category><![CDATA[Charles Schwab Corp.]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Gift card]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Savings account]]></category>
		<category><![CDATA[SmartyPig]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=1643</guid>
		<description><![CDATA[
			
				
			
		




Image by kansei-sensei via Flickr



Your Money
A Day to Tackle the Financial To-Do List
By RON LIEBER
Published: July 4, 2009
Taking time, 10 or 12 hours, to tackle ever-postponed money tasks and clear the books can be lucrative.


• HIGH-YIELD SAVINGS ACCOUNT Though Internet savings accounts that pay above-average rates have been around for some time, I haven’t needed [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Save Money Without Noticing #saving #money #college</title>
		<link>http://www.visionaryrealtynews.com/2009/05/29/how-to-save-money-without-noticing-saving-money-college/</link>
		<comments>http://www.visionaryrealtynews.com/2009/05/29/how-to-save-money-without-noticing-saving-money-college/#comments</comments>
		<pubDate>Fri, 29 May 2009 18:55:23 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Automated teller machine]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Grocery store]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Savings account]]></category>
		<category><![CDATA[Transactional account]]></category>

		<guid isPermaLink="false">http://visionaryrealtynews.com/?p=1141</guid>
		<description><![CDATA[
			
				
			
		




Image by v i p e z via Flickr



Are you sick of worrying about the budget and how you&#8217;re going to cut back and save even more? Well, don&#8217;t worry. Here are 3 easy ways to save some cash without even noticing:
Upromise and other programs like it allow you to accumulate savings for a college [...]]]></description>
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