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	<title>Visionary Realty News &#187; Foreclosure</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents w/ Sotheby&#039;s International Realty® Where lifestyle is Realty adjacent.™. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
	<lastBuildDate>Mon, 06 Feb 2012 17:07:18 +0000</lastBuildDate>
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		<title>What is the expansion of CCP §580(e) doing to short sales in California?</title>
		<link>http://www.visionaryrealtynews.com/2011/08/what-is-the-expansion-of-ccp-%c2%a7580e-doing-to-short-sales-in-california/</link>
		<comments>http://www.visionaryrealtynews.com/2011/08/what-is-the-expansion-of-ccp-%c2%a7580e-doing-to-short-sales-in-california/#comments</comments>
		<pubDate>Thu, 11 Aug 2011 22:44:07 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[LA Area]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Deficiency judgment]]></category>
		<category><![CDATA[Lien]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Short]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=78479</guid>
		<description><![CDATA[Recently enacted California legislation, CCP §580(e), was originally intended to put individual short sale sellers of 1-4 units, with regard to deficiency issues, in the same position as foreclosed individuals by prohibiting lenders in first position from seeking a deficiency after the short sale had closed. Even more recently the deficiency protection for borrowers in this section has been expanded to include junior lien holders.

While at first glance this revision appears to aid homeowners, it could mean that junior lienholders may no longer approve short sales. ]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/08/what-is-the-expansion-of-ccp-%c2%a7580e-doing-to-short-sales-in-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Favorable News Realtors Know is True! Despite Fears, Owning Home Retains Allure, #NYT Poll Shows.</title>
		<link>http://www.visionaryrealtynews.com/2011/07/favorable-news-realtors-know-is-true-despite-fears-owning-home-retains-allure-nyt-poll-shows/</link>
		<comments>http://www.visionaryrealtynews.com/2011/07/favorable-news-realtors-know-is-true-despite-fears-owning-home-retains-allure-nyt-poll-shows/#comments</comments>
		<pubDate>Sun, 10 Jul 2011 15:39:40 +0000</pubDate>
		<dc:creator>Jennifer Tan</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Jennifer Tan]]></category>
		<category><![CDATA[Moving]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate economics]]></category>
		<category><![CDATA[The New York Times]]></category>
		<category><![CDATA[William Mack]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=75091</guid>
		<description><![CDATA[<div style="padding-top:5px;padding-right:0px;padding-bottom:5px;padding-left:0px;;">
											<iframe
												style="height:25px !important; border:0px solid gray !important; overflow:hidden !important; width:550px !important;" frameborder="0" scrolling="no" allowTransparency="true"
												src="http://www.linksalpha.com/social?blog=Visionary+Realty+News&link=http%3A%2F%2Fwww.visionaryrealtynews.com%2F2011%2F07%2Ffavorable-news-realtors-know-is-true-despite-fears-owning-home-retains-allure-nyt-poll-shows%2F&title=Favorable+News+Realtors+Know+is+True%21+Despite+Fears%2C+Owning+Home+Retains+Allure%2C+%23NYT+Poll+Shows.&desc=%0D%0A%0D%0A%5Bcaption+id%3D%22%22+align%3D%22alignleft%22+width%3D%22300%22+caption%3D%22Image+via+Wikipedia%22%5D%5B%2Fcaption%5D%0D%0A%0D%0A%0D%0AIn+case+you+missed+it%2C+please+read+this+6%2F29%2F11+NYT%27s+article+that+shows+consumer+support+for+our+governm&fc=333333&fs=arial&fblname=like&fblref=facebook&fbllang=en_US&fblshow=1&fbsbutton=1&fbsctr=1&fbslang=en&fbsendbutton=0&twbutton=1&twlang=en&twmention=%40visionaryagents&twrelated1=visionaryagents&twrelated2=&twctr=1&lnkdshow=show&lnkdctr=1&buzzbutton=1&buzzlang=en&buzzctr=1&diggbutton=1&diggctr=1&stblbutton=1&stblctr=1&g1button=1&g1ctr=1&g1lang=en-US">
											</iframe>
										</div>In case you missed it, please read this 6/29/11 NYT&#8217;s article that shows consumer support for our government&#8217;s doing its damnest to protect and preserve the American Dream of Home Ownership. The article details polls taken on viewpoints on Home Ownership which is still regarded as better than renting due to the tax advantages of [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/07/favorable-news-realtors-know-is-true-despite-fears-owning-home-retains-allure-nyt-poll-shows/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I know foreclosures are cheap, especially auctions, but how do I start to buy one?</title>
		<link>http://www.visionaryrealtynews.com/2011/05/i-know-foreclosures-are-cheap-especially-auctions-but-how-do-i-start-to-buy-one/</link>
		<comments>http://www.visionaryrealtynews.com/2011/05/i-know-foreclosures-are-cheap-especially-auctions-but-how-do-i-start-to-buy-one/#comments</comments>
		<pubDate>Fri, 27 May 2011 15:15:32 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[For Sale]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[LA Area]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Bank-owned property]]></category>
		<category><![CDATA[Distressed Real Estate]]></category>
		<category><![CDATA[Distressed securities]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Percentage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate economics]]></category>
		<category><![CDATA[RealtyTrac]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Short (finance)]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://blog.hsh.com/?p=44392</guid>
		<description><![CDATA[The results of RealtyTrac's Q1 2011 U.S. Foreclosure Sales Report are taking up a lot of headlines across the web. The report, providing little encouraging news to a housing market desperate for a recovery, should however, open the eyes of some prospective homebuyers sitting on the sidelines.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/05/i-know-foreclosures-are-cheap-especially-auctions-but-how-do-i-start-to-buy-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It may not be the best time to sell, but it might not be the worst either.</title>
		<link>http://www.visionaryrealtynews.com/2011/04/it-may-not-be-the-best-time-to-sell-but-it-might-not-be-the-worst-either/</link>
		<comments>http://www.visionaryrealtynews.com/2011/04/it-may-not-be-the-best-time-to-sell-but-it-might-not-be-the-worst-either/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 01:40:56 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Listing Presentation]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Closing (real estate)]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker/agent]]></category>
		<category><![CDATA[Sales]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=41539</guid>
		<description><![CDATA[As a seller who has a strong motivation to sell, do you try to sell now or hold on for a better market? ]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/04/it-may-not-be-the-best-time-to-sell-but-it-might-not-be-the-worst-either/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#BOFA sent out nearly 100,000 solicitations to distressed homeowners offering them a chance at a deed-in-lieu transaction</title>
		<link>http://www.visionaryrealtynews.com/2010/07/bofa-sent-out-nearly-100000-solicitations-to-distressed-homeowners-offering-them-a-chance-at-a-deed-in-lieu-transaction/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/bofa-sent-out-nearly-100000-solicitations-to-distressed-homeowners-offering-them-a-chance-at-a-deed-in-lieu-transaction/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 01:02:28 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[Deed in lieu of foreclosure]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Short (finance)]]></category>

		<guid isPermaLink="false">http://EzineArticles.com/4581285</guid>
		<description><![CDATA[Recently, Bank of America sent out nearly 100,000 solicitations to distressed homeowners offering them a chance at a deed-in-lieu transaction.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/07/bofa-sent-out-nearly-100000-solicitations-to-distressed-homeowners-offering-them-a-chance-at-a-deed-in-lieu-transaction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 10 Myths About Buying a Foreclosure</title>
		<link>http://www.visionaryrealtynews.com/2010/06/top-10-myths-about-buying-a-foreclosure/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/top-10-myths-about-buying-a-foreclosure/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 03:38:52 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[RealtyTrac]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=28462</guid>
		<description><![CDATA[Trulia.com and RealtyTrac recently surveyed U.S. adults to get some insight into what people *think* is involved with buying a foreclosure. Here are the Top 10 Myths that came up, and the facts to set the record straight...]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/top-10-myths-about-buying-a-foreclosure/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Banks Have REO Market Locked Up #realestate</title>
		<link>http://www.visionaryrealtynews.com/2010/05/banks-have-reo-market-locked-up-realestate/</link>
		<comments>http://www.visionaryrealtynews.com/2010/05/banks-have-reo-market-locked-up-realestate/#comments</comments>
		<pubDate>Mon, 10 May 2010 18:45:42 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[Real estate owned]]></category>
		<category><![CDATA[RealtyTrac]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=25030</guid>
		<description><![CDATA[Nearly two years later lenders are much savvier about selling bank-owned properties, and their newfound know-how is grounded in the basics of supply and demand, which are both heavily impacted by foreclosures in the 2010 marketplace. Sales of properties in some stage of foreclosure accounted for one-third of all sales in the first three months of the year, according to Rea]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/05/banks-have-reo-market-locked-up-realestate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FORECLOSURE ACTIVITY INCREASES 7 PERCENT IN FIRST QUARTER</title>
		<link>http://www.visionaryrealtynews.com/2010/05/foreclosure-activity-increases-7-percent-in-first-quarter/</link>
		<comments>http://www.visionaryrealtynews.com/2010/05/foreclosure-activity-increases-7-percent-in-first-quarter/#comments</comments>
		<pubDate>Wed, 05 May 2010 08:54:49 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[Georgia]]></category>
		<category><![CDATA[Nevada]]></category>
		<category><![CDATA[RealtyTrac]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=24705</guid>
		<description><![CDATA[Foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 932,234 properties in the first quarter, a 7 percent increase from the previous quarter and a 16 percent increase from the first quarter of 2009. One in every 138 U.S. housing units received a foreclosure filing during the quarter.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/05/foreclosure-activity-increases-7-percent-in-first-quarter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#Realestate Foreclosures</title>
		<link>http://www.visionaryrealtynews.com/2010/02/foreclosures/</link>
		<comments>http://www.visionaryrealtynews.com/2010/02/foreclosures/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 21:19:52 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Residential]]></category>
		<category><![CDATA[U.S. Housing Market]]></category>

		<guid isPermaLink="false">http://84C10F43-09A1-4535-8733-78329347003D</guid>
		<description><![CDATA[Foreclosures are still impacting the housing market and this will likely continue through 2010. This Updated Field Guide provides foreclosure information and resources for REALTORS® and their clients, including information for those interested in investing in foreclosed properties.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FAQ’s: CONSUMER TIPS FOR WORKING DIRECTLY WITH YOUR LENDER ON A LOAN MODIFICATION</title>
		<link>http://www.visionaryrealtynews.com/2010/02/faq%e2%80%99s-consumer-tips-for-working-directly-with-your-lender-on-a-loan-modification/</link>
		<comments>http://www.visionaryrealtynews.com/2010/02/faq%e2%80%99s-consumer-tips-for-working-directly-with-your-lender-on-a-loan-modification/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 09:11:43 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Investor Words]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loss mitigation]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[Mortgage modification]]></category>
		<category><![CDATA[Real estate]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=21556</guid>
		<description><![CDATA[<div style="padding-top:5px;padding-right:0px;padding-bottom:5px;padding-left:0px;;">
											<iframe
												style="height:25px !important; border:0px solid gray !important; overflow:hidden !important; width:550px !important;" frameborder="0" scrolling="no" allowTransparency="true"
												src="http://www.linksalpha.com/social?blog=Visionary+Realty+News&link=http%3A%2F%2Fwww.visionaryrealtynews.com%2F2010%2F02%2Ffaq%E2%80%99s-consumer-tips-for-working-directly-with-your-lender-on-a-loan-modification%2F&title=FAQ%E2%80%99s%3A+CONSUMER+TIPS+FOR+WORKING+DIRECTLY+WITH+YOUR+LENDER+ON+A+LOAN+MODIFICATION&desc=Important+advice+to+anyone+planning+to+contact+their+lender+directly+for+a+loan+modification%3A+The+key+here+is+to+be+tenacious.+These+lenders+and+servicers+%28lenders%29+are+large+with+hundreds%2C+and+even+t&fc=333333&fs=arial&fblname=like&fblref=facebook&fbllang=en_US&fblshow=1&fbsbutton=1&fbsctr=1&fbslang=en&fbsendbutton=0&twbutton=1&twlang=en&twmention=%40visionaryagents&twrelated1=visionaryagents&twrelated2=&twctr=1&lnkdshow=show&lnkdctr=1&buzzbutton=1&buzzlang=en&buzzctr=1&diggbutton=1&diggctr=1&stblbutton=1&stblctr=1&g1button=1&g1ctr=1&g1lang=en-US">
											</iframe>
										</div>Important advice to anyone planning to contact their lender directly for a loan modification: The key here is to be tenacious. These lenders and servicers (lenders) are large with hundreds, and even thousands, of employees. Whenever you call your lender, you should plan on being on the phone for a long time (figure an hour [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/02/faq%e2%80%99s-consumer-tips-for-working-directly-with-your-lender-on-a-loan-modification/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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