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Are you having trouble paying back your federal student loans or you just aren’t looking forward to 25 years of monthly payments?

Well, according to www.FinAid.com, you could qualify for the government’s Loan Forgiveness program, which cancels all or part of qualifying federal student loans based on your work or volunteer service.

Qualify to finance up to an additional $35,000 into your mortgage to improve or upgrade your home before move-in!

The Department of Housing and Urban Development’s FHA Streamlined 203(k) loan allows qualifying home buyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in.

A #Realestate Down Payment Anomaly

Image by Getty Images via Daylife Despite home buyers being advised to issue down payments of at least 20 percent, many home buyers are finding that smaller down payments result in better interest rates—but also higher payments. Rules put in place in late 2008 by Fannie Mae and similar rules adopted by Freddie Mac are [...]

Theft of 130,000,000 Credit/Debit Card numbers Not a Big Deal? Your #Credit, hackers and #the DOJ

Three men have been indicted in what the Department of Justice is calling it the single largest hacking and identity theft case ever prosecuted. Albert Gonzalez and two other unnamed individuals hacked the computer systems of several large corporations, accessing the debit and credit card information stored on their databases.

Discover and build a healthy credit profile

Image via Wikipedia By paying your bills on time, making at least your minimum payment due on your credit card each month (I recommend using a card’s Auto Pay feature), and staying within your credit limit, you’ll earn a good credit rating that will help you get the things you need in the future, like [...]

States to turn $8,000 home-purchase tax credit into cash!

Instead of making buyers wait until they receive their tax refunds, some states have created bridge-loan programs that advance purchasers the money they need for their closings. Reporting from Washington — For the housing market, it’s the equivalent of financial alchemy, and it’s hot: Turning the $8,000 federal home-purchase tax credit, which normally isn’t spendable [...]

BERNANKE: ECONOMY TO TURN UP IN ‘09 #realestate

Image via Wikipedia BERNANKE: ECONOMY TO TURN UP IN ‘09: Federal Reserve Chairman Ben Bernanke said Tuesday that the U.S. economy is stabilizing and will begin to rebound later this year, but the recovery will be slow and cautious. At a hearing of the Joint Economic Committee of Congress, Bernanke said consumer sentiment, the housing [...]

Bank Of America Signs Accord To Participate In U.S. Housing Plan ( #bofa )

Image by Getty Images via Daylife April 17, 2009: 07:40 PM ET WASHINGTON -(Dow Jones)- Bank of America (BAC) has signed an agreement to participate in the administration’s $75 billion foreclosure prevention effort, making it the seventh mortgage-servicing company to join the program, a Bank of America spokeswoman said. Earlier this week, the Treasury announced [...]