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	<title>Visionary Realty News &#187; Credit</title>
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	<link>http://www.visionaryrealtynews.com</link>
	<description>by Visionary Agents w/ Sotheby&#039;s International Realty® Where lifestyle is Realty adjacent.™. Providing Comprehensive Real Estate Knowledge and Services to Residential Buyers and Sellers.</description>
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		<title>Obama and the Debt Ceiling</title>
		<link>http://www.visionaryrealtynews.com/2011/07/obama-and-the-debt-ceiling/</link>
		<comments>http://www.visionaryrealtynews.com/2011/07/obama-and-the-debt-ceiling/#comments</comments>
		<pubDate>Tue, 19 Jul 2011 15:55:57 +0000</pubDate>
		<dc:creator>Cartoon Blog</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Balanced Budget Amendment]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Ceiling]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt-ceiling]]></category>
		<category><![CDATA[Democratic Party (United States)]]></category>
		<category><![CDATA[featured]]></category>
		<category><![CDATA[Government debt]]></category>
		<category><![CDATA[Harry Reid]]></category>
		<category><![CDATA[John Boehner]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[Orders of magnitude (numbers)]]></category>
		<category><![CDATA[Republican]]></category>
		<category><![CDATA[Washington Examiner]]></category>

		<guid isPermaLink="false">http://cartoonblog.msnbc.msn.com/_news/2011/07/19/7112197-obama-and-the-debt-ceiling</guid>
		<description><![CDATA[As the August 2 deadline for raising the debt ceiling grows near, several economists and organizations, let by Warren Buffett, are calling for an end of the debt ceiling entirely, arguing it is nothing more than an &#8220;artificial limit&#8221; that ends up wasting time in Congr&#160;&#8230;]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2011/07/obama-and-the-debt-ceiling/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consumers Gain More Power Over Their Credit Reports as New rules just implemented make it easier to correct inaccurate info.</title>
		<link>http://www.visionaryrealtynews.com/2010/07/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/</link>
		<comments>http://www.visionaryrealtynews.com/2010/07/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 15:26:15 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair & Accurate Credit Transactions Act]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[TransUnion]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[New rules just implemented will make it easier for people to correct inaccurate information contained in their credit reports.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/07/consumers-gain-more-power-over-their-credit-reports-as-new-rules-just-implemented-make-it-easier-to-correct-inaccurate-info/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 10 Myths About Buying a Foreclosure</title>
		<link>http://www.visionaryrealtynews.com/2010/06/top-10-myths-about-buying-a-foreclosure/</link>
		<comments>http://www.visionaryrealtynews.com/2010/06/top-10-myths-about-buying-a-foreclosure/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 03:38:52 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate broker]]></category>
		<category><![CDATA[RealtyTrac]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=28462</guid>
		<description><![CDATA[Trulia.com and RealtyTrac recently surveyed U.S. adults to get some insight into what people *think* is involved with buying a foreclosure. Here are the Top 10 Myths that came up, and the facts to set the record straight...]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/06/top-10-myths-about-buying-a-foreclosure/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>June 1 Fannie Mae has lenders pull a NEW credit report prior to ordering loan documents and/or closing.</title>
		<link>http://www.visionaryrealtynews.com/2010/05/june-1-fannie-mae-has-lenders-pull-a-new-credit-report-prior-to-ordering-loan-documents-andor-closing/</link>
		<comments>http://www.visionaryrealtynews.com/2010/05/june-1-fannie-mae-has-lenders-pull-a-new-credit-report-prior-to-ordering-loan-documents-andor-closing/#comments</comments>
		<pubDate>Sun, 16 May 2010 23:33:00 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[FannieMae]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Underwriting]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=25456</guid>
		<description><![CDATA[Starting June 1, 2010 Fannie Mae is going to implement some changes to their underwriting process. Most of them are minor and will not have any impact, but the one that MAY change things is the lenders will be pulling a NEW credit report prior to ordering loan documents and/or closing.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/05/june-1-fannie-mae-has-lenders-pull-a-new-credit-report-prior-to-ordering-loan-documents-andor-closing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Moves to Garnish Pay Rise as More Debtors Fall Behind on credit cards #cc</title>
		<link>http://www.visionaryrealtynews.com/2010/04/moves-to-garnish-pay-rise-as-more-debtors-fall-behind-on-credit-cards-cc/</link>
		<comments>http://www.visionaryrealtynews.com/2010/04/moves-to-garnish-pay-rise-as-more-debtors-fall-behind-on-credit-cards-cc/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 05:44:36 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Bank account]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Lawsuit]]></category>
		<category><![CDATA[Sidney Jones]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=23316</guid>
		<description><![CDATA[She was startled by what happened next. When she swiped her debit card at the grocery store, it was declined. It turned out Capital One Bank had taken $224.25 from her paycheck, a quarter of her wages for two weeks of work at a retail chain, and her bank account was overdrawn.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/04/moves-to-garnish-pay-rise-as-more-debtors-fall-behind-on-credit-cards-cc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>LifeLock specializing in the prevention of identity theft rather than the reporting of it.</title>
		<link>http://www.visionaryrealtynews.com/2010/01/lifelock-specializing-in-the-prevention-of-identity-theft-rather-than-the-reporting-of-it/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/lifelock-specializing-in-the-prevention-of-identity-theft-rather-than-the-reporting-of-it/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 08:00:37 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Disaster Preparedness]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Crime]]></category>
		<category><![CDATA[LifeLock]]></category>
		<category><![CDATA[Symantec]]></category>
		<category><![CDATA[Theft]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=21100</guid>
		<description><![CDATA[LifeLock provides a proactive identity theft service, specializing in the prevention of identity theft rather than the reporting of it. LifeLock was founded in 2005 and is already considered the industry leader. Lock down your private information. ]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/01/lifelock-specializing-in-the-prevention-of-identity-theft-rather-than-the-reporting-of-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I&#8217;m refinancing about $160,000 remaining on a condo worth about $300,000 and discovered my mortgage holder wants$2,200 in closing costs.</title>
		<link>http://www.visionaryrealtynews.com/2010/01/im-refinancing-about-160000-remaining-on-a-condo-worth-about-300000-and-discovered-my-mortgage-holder-wants2200-in-closing-costs/</link>
		<comments>http://www.visionaryrealtynews.com/2010/01/im-refinancing-about-160000-remaining-on-a-condo-worth-about-300000-and-discovered-my-mortgage-holder-wants2200-in-closing-costs/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 23:36:27 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Closing cost]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[Title search]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=20817</guid>
		<description><![CDATA[<div style="padding-top:5px;padding-right:0px;padding-bottom:5px;padding-left:0px;;">
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										</div>Image by Getty Images via Daylife DEAR BENNY: I am shopping for a new mortgage (I will refinance about $160,000 remaining on a condo worth about $300,000) and discovered my mortgage holder wants about $2,200 in closing costs. I just financed with this bank three years ago and have stellar credit. There seems to be [...]]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2010/01/im-refinancing-about-160000-remaining-on-a-condo-worth-about-300000-and-discovered-my-mortgage-holder-wants2200-in-closing-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>#OBAMA TO HAMMER BANK CEOS FACE TO FACE TO LEND MORE&#8230; #GObama</title>
		<link>http://www.visionaryrealtynews.com/2009/12/obama-to-hammer-bank-ceos-face-to-face-to-lend-more-gobama/</link>
		<comments>http://www.visionaryrealtynews.com/2009/12/obama-to-hammer-bank-ceos-face-to-face-to-lend-more-gobama/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 18:42:07 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Presidency of Barack Obama]]></category>
		<category><![CDATA[President of the United States]]></category>
		<category><![CDATA[Small business]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[White House]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=16126</guid>
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										</div>President Barack Obama will meet with chief executives of major banks on Monday and is expected to urge them face-to-face to lend more money to help promote economic recovery, banking sources tell POLITICO. A source familiar with the planning said invitations went out to CEOs last weekend for what will be a morning session at [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you having trouble paying back your federal student loans or you just aren&#8217;t looking forward to 25 years of monthly payments?</title>
		<link>http://www.visionaryrealtynews.com/2009/10/are-you-having-trouble-paying-back-your-federal-student-loans-or-you-just-arent-looking-forward-to-25-years-of-monthly-payments/</link>
		<comments>http://www.visionaryrealtynews.com/2009/10/are-you-having-trouble-paying-back-your-federal-student-loans-or-you-just-arent-looking-forward-to-25-years-of-monthly-payments/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 20:00:37 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[VRN]]></category>
		<category><![CDATA[AmeriCorps]]></category>
		<category><![CDATA[Early childhood education]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Peace Corps]]></category>
		<category><![CDATA[Public education]]></category>
		<category><![CDATA[Student loans in the United States]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[Volunteers in Service to America]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=11910</guid>
		<description><![CDATA[Well, according to www.FinAid.com, you could qualify for the government's Loan Forgiveness program, which cancels all or part of qualifying federal student loans based on your work or volunteer service.]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/10/are-you-having-trouble-paying-back-your-federal-student-loans-or-you-just-arent-looking-forward-to-25-years-of-monthly-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Qualify to finance up to an additional $35,000 into your mortgage to improve or upgrade your home before move-in!</title>
		<link>http://www.visionaryrealtynews.com/2009/10/qualify-to-finance-up-to-an-additional-35000-into-your-mortgage-to-improve-or-upgrade-your-home-before-move-in/</link>
		<comments>http://www.visionaryrealtynews.com/2009/10/qualify-to-finance-up-to-an-additional-35000-into-your-mortgage-to-improve-or-upgrade-your-home-before-move-in/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 19:46:13 +0000</pubDate>
		<dc:creator>Carlo Capomazza</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Money-Saving]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Home equity]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[United States Department of Housing and Urban Development]]></category>

		<guid isPermaLink="false">http://www.visionaryrealtynews.com/?p=11906</guid>
		<description><![CDATA[The Department of Housing and Urban Development's FHA Streamlined 203(k) loan allows qualifying home buyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in. ]]></description>
		<wfw:commentRss>http://www.visionaryrealtynews.com/2009/10/qualify-to-finance-up-to-an-additional-35000-into-your-mortgage-to-improve-or-upgrade-your-home-before-move-in/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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