Selling homes entails drawing customers to visit. When customers take their time to come out and see a home there is a greater chance that they will purchase it.

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This is a question as a real estate agent I often hear. Sellers typically want their property tax assessment to be low so that their taxes are low, so they almost always feel that their home is worth more than the tax assessment indicates.

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Q. Why do I have to submit a Short Sale package?

A. In short, because lenders require it. Lenders need to have a compelling reason to work with the seller. By providing tax returns, bank statements, pay stubs and other forms of household income and expenses along with a detailed hardship letter, the lender has a true an accurate picture of the sellers’ circumstance. IFR works with sellers to complete a thorough and effective Short Sale package.
Q. Will a Short Sale hurt my credit?

A. The term “Short Sale” is not reflected on the sellers credit report. Many times a Short Sale is reported as “Paid-Settled” which will most likely lower the sellers credit rating. The alternative, however, would be foreclosure which can significantly damage a sellers credit rating for years to come.

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Carlo E. Capomazza with Sotheby’s International Realty® has earned the nationally recognized Short Sales and Foreclosure Resource certification. The National Association of REALTORS® offers the SFR certification to REALTORS® who want to help both buyers and sellers navigate these complicated transactions, as demand for professional expertise with distressed sales grows.

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Banish the clutter! Trim the bushes! Hide your Star Wars collection! Take down the family pictures! What things can you do to prepare a house for sale? You’ll find tips, hints, thoughts and ideas for sprucing up, cleaning out, decorating, staging, creating a great first impression and making a house appealing to buyers in this Updated Field Guide.

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The purpose of the new Good Faith Estimate is to level the playing field for borrowers comparing loans to be able to make apples to apples comparisons for loan scenarios.

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Last year, lenders often took three to six months to respond to a short-sale offer. If the response was no, the buyer was out looking for another home after having wasted a lot of time. Many buyers who expected short sales to be good deals shied away from them altogether after having a few bad experiences.

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Need food and drink to keep the party going? Don’t leave home with home-delivery. Remember, please don’t drink and drive. Related articles by Zemanta The Language of Food: Quotes on Eating and Eating Well (the-f-word.org) Money Saving Wednesday…Vacations (totallyready.com) Boys have sweeter tooth than girls (telegraph.co.uk) Food Industry Gets A ?Fresh? Look In New Documentary [...]

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